Ping An Bank Co., Ltd. (000001)

Equity Analysis Report | Industry: Banking | Report Date: September 13, 2026 | As of the close on September 11, 2026; some moving averages, technical indicators, and shareholder structure data are subject to date lags, which are noted in the relevant fields.

This report is automatically compiled and generated by AI based on public information, for reference only, and does not constitute investment advice.

I. Core Summary

Ping An Bank's operating revenue for H1 2026 was RMB 70.617 billion, up 1.8% year-on-year; net profit attributable to shareholders was RMB 25.696 billion, up 3.32% year-on-year, achieving the first dual growth in both revenue and net profit on a half-year reporting basis since 2025. The net interest margin was 1.80%, flat compared with the same period last year and up 2 basis points from full-year 2025; non-interest net income rose 5.8% year-on-year to RMB 26.329 billion, indicating an improvement in the revenue structure, though profit growth remains at a low single-digit level.

The company is in a phase of retail business restructuring and growth model transformation. As of end-H1 2026, the personal loan balance was RMB 1.727 trillion, essentially flat compared with the end of the previous year, with mortgage-backed loans accounting for 62.2% of personal loans; corporate business revenue was RMB 32.559 billion, accounting for 46.1%, with corporate deposits and corporate loans growing 3.2% and 3.7% respectively from the end of the previous year. Integrated financial synergy remains an important feature, with integrated finance contributing 61.8% of newly added wealth clients and 55.8% of newly acquired AUM in Q1 2026.

In terms of asset quality, the NPL ratio at end-2025 was 1.05%, down 0.01 percentage point from the end of the previous year, with a provision coverage ratio of 220.88%; market commentary holds that asset quality improved year-on-year in the 2026 interim report and that the restructuring of retail loans has essentially been completed. However, the company's operating revenue and net profit declined year-on-year for two consecutive years in 2024 and 2025, and the sustainability of the current earnings recovery still needs to be verified in subsequent quarters.

As of September 11, 2026, the stock closed at RMB 11.74, below the 52-week high of RMB 12.08, having recently shifted from a rebound to high-level consolidation; the stock price remains above MA20 and the Bollinger middle band, but short-term moving averages are converging, RSI6 is approximately 38.7, and MACD is near the zero line and on the weak side. Market valuation is approximately 5.0–5.6x P/E and 0.39–0.51x P/B, with a dividend yield of approximately 5.0%–5.4%, though valuation methodologies and update times differ across sources.

II. Company Overview

2.1 Basic Information

2.2 Main Business and Product Layout

• Retail finance: personal loan balance of RMB 1,727.0 billion (end-H1 2026, essentially flat compared with the end of the previous year), mortgage-backed loans accounting for 62.2% of personal loans, retail AUM of RMB 4.24 trillion at end-2025 and RMB 4.4 trillion at end-H1 2026
• Corporate/wholesale finance: H1 2026 operating revenue of RMB 32.559 billion, accounting for 46.1%; corporate deposit balance of RMB 2,368.8 billion (+3.2% from the end of the previous year), corporate loan balance of RMB 1,725.3 billion (+3.7% from the end of the previous year); key sub-sectors are public utilities, digital industry, manufacturing, healthcare, energy, automotive, etc.
• Treasury and interbank: the "interbank focusing on specialization" segment in the operating policy, synergizing with the retail and corporate segments as one of three major segments (the minutes do not disclose independent financial data for this segment)
• Integrated financial synergy (Group-specific differentiation): in Q1 2026, integrated finance contributed 61.8% of newly added wealth clients, 55.8% of newly acquired AUM, and 16.2% of newly added credit card accounts; in H1 2025, it contributed 57.3% of net new wealth clients and 50.8% of newly acquired AUM
• Digital channels: Ping An Pocket Bank APP registered users of 184,133,200 as of end-March 2026 (+1.0% from the end of the previous year), MAU of 38,200,700; registered users of 177,598,600 and MAU of 38,745,000 as of end-June 2025

2.3 Position in the Industry Chain Upstream and Downstream and Cost-Profit Structure

III. Financial Data and Valuation Analysis

3.1 Recent Operating Performance

The latest financial report is the 2026 interim report (disclosure date 2026-08-14, the first interim report among A-share listed banks), source: Shanghai Securities News · cnstock.com, Jiemian News. H1 2026 diluted earnings per share RMB 1.24; weighted average ROE 5.22% (cnstock.com basis), with another Jiemian News basis of 4.69%, the two differ in basis (weighted vs. diluted/annualized). Net interest margin 1.80%, flat compared with the same period last year and +2bp from full-year 2025; non-interest net income RMB 26.329 billion, YoY +5.8%, accounting for 37.28%; total assets RMB 6.03 trillion, +1.7% from the end of the previous year; interim dividend of RMB 2.49 per 10 shares (RMB 0.249 per share), interim dividend payout ratio of approximately 20%. Quarterly breakdown (AAStocks quarterly data table): Q2 2026 operating revenue RMB 35.34 billion, net profit RMB 11.173 billion, Q2 single-quarter revenue YoY approximately -0.9%, net profit +3.7% (Guotai Junan research report basis). There is a contradiction in the disclosure date of the 2025 annual report: the Ping An Bank official website news page shows 2026-04-16, while the annual report summary is dated 2026-03-21; the minutes suggest referring to the annual report summary and the dividend implementation announcement; the 2025 annual dividend is RMB 3.6 per 10 shares (including tax), total dividend of RMB 6.986 billion, dividend payout ratio 17.39%, ex-dividend date 2026-06-12. NPL ratio at end-2025 of 1.05% (-0.01pct), provision coverage ratio 220.88%. The 2024 annual report disclosure date is 2025-03-14, dividend of RMB 3.62 per 10 shares. Note: the current time reflected in these search results is approximately August–September 2026.

Revenue and net profit both declined for two consecutive years in 2024 and 2025 (revenue decline from -10.9% to -10.4%, net profit decline stable at -4.2%). Growth turned positive from Q1 2026, and H1 2026 continued the dual growth, the first time since 2025 that both half-year revenue and net profit turned positive year-on-year, which the company calls "returning to growth"; Guotai Junan states that the restructuring of retail loans has essentially been completed and the inflection point in NPL generation has been established.

3.2 Earnings Forecasts

All are data from August 2026 interim report review research reports. Guosen Securities (2026-08-15, Wang Jian/Chen Junliang, rating "Neutral"); China Merchants Securities (2026-08-21, Ma Ruichao/Dai Tiantian); Guotai Junan Securities (2026-08-18, Ma Tingting/Xu Miao, rating "Overweight"). Guotai Junan's forecast has been revised multiple times: 2026-03-24 annual report review was +0.8%/+1.3%/+3.1%, 2026-04-25 Q1 report review was +4.3%/+4.7%/+4.9%, 2026-08-18 interim report review was +3.1%/+3.6%/+4.0%. The Dazhihui institutional rating summary table (F10 institutional ratings) involves multiple institutions including CITIC Securities, Guosheng, Guohai, Zhongtai, Shenwan Hongyuan, Guosen, Huatai, Zheshang, Tianfeng, Galaxy, GF Securities, Industrial Securities, Founder, Guotai Junan, Guolian Minsheng, etc. Mainstream institutions' 2026 net profit attributable to shareholders forecasts are concentrated in the range of RMB 42.5–44.5 billion (corresponding to approximately +2% to +5% year-on-year), with most 2027–2028 growth forecasts at low single digits (approximately +1% to +5%); this is a dispersed range of forecasts from multiple institutions, not officially disclosed figures.

3.3 Valuation Levels and Institutional Ratings

Valuation range summary (August–September 2026): PE(TTM) approximately 5.0–5.6x; PB approximately 0.39–0.51x (the wide discrepancy mainly comes from whether "other equity instruments/perpetual bonds" are deducted and different pricing dates); dividend yield (TTM) approximately 5.0%–5.4%; total market capitalization approximately RMB 213–226 billion; stock price approximately RMB 11.0–11.9. It is in a clearly below-net-asset state (long-term below net asset, low P/B sector). Multiple sources: cnstock.com (based on August 14 closing price) PE(TTM) approximately 4.96x, PB(LF) approximately 0.39x, PS(TTM) approximately 1.63x; Futu moomoo (page shows 08/26) PE(TTM) 5.19x, static PE 5.28x, PB 0.48x, dividend (TTM) RMB 0.60, dividend yield (TTM) 5.13%; Tonghuashun (data date 2026-08-13) total market capitalization RMB 218.317 billion, PB 0.47, PE(dynamic) 3.76; Jisilu (current price RMB 11.630) total market capitalization RMB 225.691 billion, dividend yield (TTM) 5.125%, PETTM 5.241 (TTM as of 2026-03-31), PBTTM 0.415, and notes that "this site's net assets per share do not deduct other equity instruments, so PB is smaller compared with other websites," with its PE/PB historical percentiles at approximately 7.82%/2.71% respectively; AAStocks (last updated 2026/09/07) P/E 5.74x/TTM 5.58x, earnings per share 2.07, yield 5.01%/TTM 5.12%, P/B 0.51, net assets per share RMB 23.25; MSN Finance market capitalization RMB 213.077 billion, P/E(TTM) 5.25, expected dividend RMB 0.596 (dividend yield 5.43%), ex-dividend date 2026-06-12, and states PE (5.25x) is below the peer average of 7.54x, PB (0.39x) is below the peer average of 0.62x; Lixinger (last updated 2026-03-21, data somewhat old) stock price RMB 11.08, market capitalization RMB 215.018 billion, PE 5.04, PB 0.48, dividend yield 5.38%; etnet (updated 2026-03-09, somewhat old) total shares 19,405,918,198, EPS RMB 2.070, net assets per share RMB 23.25, market capitalization RMB 215.208 billion (implying a stock price of ≈RMB 11.09). Uncertainty note: different market pages have update dates ranging from 2026-03-09 to 2026-09-07, please refer to the latest trading day for price-related figures; PB basis discrepancies are obvious (0.39 vs. 0.48 vs. 0.51), with differences stemming from whether other equity instruments are deducted and the pricing date; any single-source PB must state its basis.

IV. Recent News and Announcements

4.1 Board Resolution Announcement

Ping An Bank (000001) issued a board resolution announcement, the full text of which can be viewed through information disclosure channels such as CFI.cn and China Securities Journal. The announcement does not disclose details of the specific resolution matters in the minutes.

4.2 Employee Director Qualification Approved

Ping An Bank issued an announcement on the approval of the qualification of an employee director, the specific approved person, approving institution, and effective date are not disclosed in detail in the minutes.

4.3 2026 Interim Report Net Profit RMB 25.696 Billion, Up 3.32% Year-on-Year

Ping An Bank (000001.SZ) 2026 interim report net profit was RMB 25.696 billion, up 3.32% from the same period last year.

4.4 2025 Annual Shareholders' Meeting Resolution Announcement

Ping An Bank issued the 2025 annual shareholders' meeting resolution announcement, the specific contents of the matters reviewed and voting results at the meeting are not disclosed in detail in the minutes.

4.5 2025 Annual Equity Distribution Implementation Announcement

Ping An Bank issued the 2025 annual equity distribution implementation announcement, the specific distribution plan, record date, and ex-dividend date are not disclosed in detail in the minutes.

4.6 2025 Annual Report Summary

Ping An Bank issued the 2025 annual report summary, the specific financial data and operating indicator details of the annual report are not disclosed in the minutes.

4.7 2025 Q3 Report: Deepening Transformation, Solid Performance

Ping An Bank issued its 2025 Q3 report, stating that the company is deepening its transformation, maintaining solid performance, and continuing to advance high-quality development; the specific financial data are not disclosed in detail in the minutes.

4.8 2025 Q1 Report: Proactively Adjusting and Optimizing Structure, Business Operations Remain Solid

Ping An Bank issued its 2025 Q1 report, stating that the company is proactively adjusting and optimizing its structure, and business operations remain solid; the specific financial data are not disclosed in detail in the minutes.

4.9 2025 Interim Report: Consolidating the Foundation for Sustainable Development, Overall Operations Remain Solid

Ping An Bank issued its 2025 interim report, stating that the company is consolidating the foundation for sustainable development and overall operations remain solid; the specific financial data are not disclosed in detail in the minutes.

4.10 Completed Issuance of RMB 5 Billion in Financial Bonds at a Coupon Rate of 1.57%

Ping An Bank completed the issuance of RMB 5 billion in financial bonds at a coupon rate of 1.57%.

4.11 Announcement for the 2026 69th Batch Personal Non-Performing Loan (Credit Card Overdraft) Bulk Transfer Project Solicitation

Ping An Bank published on Yindeng.com the announcement for the 2026 69th batch personal non-performing loan (credit card overdraft) bulk transfer project solicitation; the specific transfer scale and price are not disclosed in detail in the minutes.

4.12 Announcement for the 2026 97th Batch Personal Non-Performing Loan Bulk Transfer Project Solicitation

Ping An Bank published on Yindeng.com the announcement for the 2026 97th batch personal non-performing loan bulk transfer project solicitation; the specific transfer scale and price are not disclosed in detail in the minutes.

4.13 Yantai Sub-center of the Auto Consumer Finance Center Fined RMB 300,000

The Yantai Sub-center of Ping An Bank Co., Ltd.'s Auto Consumer Finance Center was fined RMB 300,000 for late reporting of cases, and the responsible person was warned.

4.14 Cheng Ye Dai Product Contract Public Disclosure Announcement

Ping An Bank issued an announcement on the public disclosure of the Ping An Bank Cheng Ye Dai product contract; the specific contract terms are not disclosed in detail in the minutes.

4.15 System Upgrade and Maintenance on September 5

Ping An Bank will conduct system upgrade and maintenance on September 5; the specific maintenance period and scope of impact are not disclosed in detail in the minutes.

4.16 Added as Distributor for JPMorgan Yingtong Wenjin Three-Month Holding Period Mixed FOF

Ping An Bank was added as a distributor for the JPMorgan Yingtong Wenjin Three-Month Holding Period Mixed Fund of Funds (FOF).

4.17 Li Pei's Qualification as Yichang Branch President Approved

The Yichang Regulatory Branch of the National Financial Regulatory Administration approved Li Pei's qualification as president of the Yichang Branch of Ping An Bank Co., Ltd.

4.18 More Than 30 Institutions Disclosed Reduced Holdings in Q2 2026

Institutional sentiment indicator information shows that more than 30 institutions disclosed reduced holdings in Ping An Bank (000001) in Q2 2026.

4.19 Investor Interaction: Q&A on Share Buybacks

On the investor relations interactive platform, an investor suggested that the company buy back shares to reward shareholders; the relevant Q&A has been disclosed, and the company's specific response is not recorded in detail in the minutes.

4.20 Proposed Buyback of RMB 21 Billion in Preferred Shares

According to external source information, Ping An Bank plans to buy back RMB 21 billion in preferred shares; the specific buyback plan and implementation arrangements are not disclosed in detail in the minutes.

4.21 Q1/Interim Report Market Commentary: Net Interest Margin Confirmed Reversal, Asset Quality Improved Year-on-Year

Market commentary points out that Ping An Bank's 2026 interim report shows a confirmed reversal in net interest margin and year-on-year improvement in asset quality; there is also 2026 Q1 report commentary content, the specific analysis details are not disclosed in detail in the minutes.

V. Stock Price Trend and Technical Analysis

5.1 Price Overview

5.2 Technical Indicators

Ping An Bank's stock price rebounded from approximately RMB 10.5 in mid-to-late July, approached RMB 12 in early September and touched the 52-week high of RMB 12.08, then fell back to oscillate in the RMB 11.70~11.90 range. As of September 11, 2026, the closing price remains above MA20 and the Bollinger middle band, but below MA10 and close to MA5, with short-term moving averages converging and weakening directionality. RSI6 at approximately 38.7 indicates weak short-term momentum but not yet extreme oversold; MACD platform reading at approximately -0.01, in a weak consolidation state near the zero line. Fund flows have not formed consecutive net inflow, turnover is in the recent normal range, and the technical picture is currently focused on high-level consolidation and observing the effectiveness of support.

5.3 Short-Term Outlook (Next Week, Scenario Projection, for Reference Only)

⚠️ Risk Warning: The following content is only a subjective scenario projection based on closing data as of September 11, 2026 and historical prices and technical indicators, does not constitute investment advice, and is not a single-point price forecast.

① Key Technical Levels

② Next Week Scenarios (Subjective Weights, Not Statistical Probabilities)

• Consolidation (subjective heuristic weight relatively high, approximately 50% to 60%; not a statistical probability): price range RMB 11.65~11.95. Trigger condition is the stock price holding support near RMB 11.65, but unable to effectively break above resistance at RMB 11.95~12.08, with turnover continuing to remain at approximately RMB 800 million~1.2 billion and main fund flows volatile. Technically it may oscillate sideways around MA5, MA10, and the recent platform, with RSI6 gradually repairing but trend strength not strong
• Weaker Downside (subjective heuristic weight medium, approximately 30%; not a statistical probability): price range RMB 11.20~11.65. Trigger condition is the closing price falling below RMB 11.65, accompanied by consecutive increases in turnover, consecutive main fund net outflow, or overall weakness in the banking sector. If RMB 11.65 is lost, the price may pull back toward the RMB 11.40~11.50 area; if it further falls below RMB 11.20, it may move toward the strong support area near RMB 11.10
• Rebound and Strengthening (subjective heuristic weight low to medium, approximately 20%; not a statistical probability): price range RMB 11.95~12.15. Trigger condition is the stock price regaining a firm footing at RMB 11.90~11.95, with single-day turnover exceeding RMB 1.2 billion and remaining at a relatively high level for at least two consecutive days, while main funds shift from net outflow to consecutive net inflow. If it breaks above the phase high of RMB 12.08, it may test the RMB 12.10~12.15 area; if volume is insufficient at the breakout, still beware of spikes and pullbacks and false breakouts

③ Fund and Liquidity Background

As of September 11, 2026, volume was approximately 83.25 million shares, turnover approximately RMB 980 million, estimated turnover rate approximately 0.43%; in the most recent few trading days, turnover was roughly RMB 680 million~1.32 billion, with a phase volume spike day reaching approximately RMB 1.8 billion. In terms of shareholder structure, as of June 30, 2026, the top ten tradable shareholders held approximately 64.30%, institutional holdings approximately 67.26%, of which insurance funds held approximately 58.76% and funds held approximately 3.07%. The stock's chip concentration is relatively high, with obvious long-term institutional and insurance fund characteristics, but quarterly shareholder data lags from September 11, 2026, and short-term changes in tradable chips cannot be confirmed in real time based on this; institutional classification bases also differ across platforms. For a large-cap bank stock, the recent turnover rate of 0.30%~0.50% corresponds to generally good liquidity, but chip exchange intensity is average, and a price breakout near RMB 12 still needs turnover significantly above the recent normal range for confirmation. The volume signal to check is: if the stock price breaks upward through RMB 11.95~12.08 with single-day turnover continuing to expand to above RMB 1.2 billion and main funds net inflow for two consecutive days, then breakout effectiveness strengthens; if turnover remains below approximately RMB 800 million during the rise, breakout credibility is relatively limited.

Observation signal: If, when breaking through the RMB 11.95~12.08 resistance zone, single-day turnover continues to reach above RMB 1.2 billion and main funds see net inflow for two consecutive days, this can be regarded as enhanced volume confirmation of breakout effectiveness; if turnover is below approximately RMB 800 million, breakout confirmation is relatively limited.

④ Points to Watch (Observation Ideas Only, Not Operational Instructions)

• Observe whether the RMB 11.65~11.75 area can form short-term support, and whether the closing price continues to fall below RMB 11.65.
• Observe whether the RMB 11.95~12.08 resistance zone can be effectively broken with turnover continuing to reach above RMB 1.2 billion.
• Observe whether the strong support near RMB 11.20 is effectively broken, and watch for the potential test of the RMB 10.8~11.0 area below it.
• Observe whether main funds shift from volatile flows to consecutive net inflow. The above are all observation ideas, not operational instructions.

The above scenario projection is based on September 11, 2026 closing data and historical prices and technical indicator calculations; short-term stock prices will also be affected by multiple factors such as news, fund flows, and the broader market environment; technical indicators themselves have lags and limitations, do not constitute a guarantee of actual future movements, and do not constitute buy or sell recommendations. Please make independent judgments in light of the latest market information and bear investment risks yourself.

VI. Industry Landscape and Competitor Analysis

VII. Risk Warnings

• Risk of retail business recovery falling short of expectations: the personal loan balance in H1 2026 was RMB 1.727 trillion, essentially flat compared with the end of the previous year; if the pace of retail loan deployment and structural adjustment is lower than expected, it may limit asset scale expansion and interest income recovery.
• Asset quality and credit cost risk: the company still issued solicitations for personal non-performing loan and credit card overdraft bulk transfer projects in 2026, and the Yantai Sub-center of the Auto Consumer Finance Center was fined RMB 300,000 for late reporting of cases; if retail asset risk exposure increases, it may push up write-off, transfer, or provisioning pressure.
• Risk of narrowing interest margin: the net interest margin in H1 2026 was 1.80%, and although up 2 basis points from full-year 2025, it was only flat compared with the same period last year; if changes in liability costs or asset-side yields are unfavorable, margin improvement may be difficult to sustain, thereby suppressing net interest income.
• Risk to sustainability of profit growth: the company's operating revenue and net profit declined year-on-year for two consecutive years in 2024 and 2025; although H1 2026 restored dual growth, net profit attributable to shareholders growth was only 3.32%; institutional forecasts for 2026–2028 overall remain at low single-digit growth, and there is still volatility risk in the earnings rebound.
• Asset quality risk from corporate business expansion: corporate business revenue accounted for 46.1% in H1 2026, and corporate loans grew 3.7% from the end of the previous year; if operating conditions of key industries or customers change, new corporate credit expansion may bring NPL generation and provisioning pressure.
• Risk of balancing capital and dividends: the company's interim dividend payout ratio in 2026 was approximately 20%, while market information shows an external source claim of a proposed buyback of RMB 21 billion in preferred shares, but the specific plan and implementation arrangements are not disclosed in detail in the minutes; the balance among capital replenishment, preferred share arrangements, and dividend pace still needs to be based on subsequent announcements.
• Regulatory and operational management risk: the Yantai Sub-center of the company's Auto Consumer Finance Center was fined RMB 300,000 for late reporting of cases, and system upgrade and maintenance was recently arranged; if similar compliance management or system operation issues expand, it may affect operating efficiency, reputation, and related business development.
• Risk of high-level stock price consolidation: the stock price rebounded from approximately RMB 10.5 in mid-to-late July to near RMB 12 in early September and then fell back; current short-term momentum is weak and main funds have not formed consecutive net inflow; if support near RMB 11.65 is lost, the technical picture may retreat further to the RMB 11.40–11.50 range or lower.

VIII. Conclusion and Outlook

Ping An Bank's growth logic mainly comes from margin stabilization, improvement in non-interest income, corporate business expansion, and operating recovery after retail risk clearing. Corporate deposits and loans maintained growth in H1 2026, retail AUM grew to RMB 4.4 trillion from end-2025, and integrated financial synergy contribution remains relatively high; if asset quality and deployment pace improve further after the completion of retail loan restructuring, performance is expected to maintain low single-digit recovery.

However, from institutional forecasts, 2026 net profit attributable to shareholders forecasts are roughly concentrated at RMB 42.5–44.5 billion, with mainstream forecasts corresponding to growth of approximately 2%–5%, and most 2027–2028 forecasts still at low single-digit growth, indicating that the market remains relatively cautious about its earnings elasticity and medium-to-long-term growth rate. Going forward, key areas to watch include whether the net interest margin can continue to stabilize, whether personal loans can resume growth, whether the improvement in non-interest income can continue, and the impact of provisioning and credit costs on profits.

Technically, the stock price has recent support near RMB 11.65–11.75, and the RMB 11.95–12.08 area constitutes phase resistance; current volume and main funds have not yet formed a sustained strengthening signal. The company also maintains dividend arrangements, with an interim dividend of RMB 2.49 per 10 shares in 2026 and a payout ratio of approximately 20%, but dividend returns and valuation repair still depend on the combined changes in profit growth, capital constraints, and asset quality.

Data Sources

• Ping An Bank Co., Ltd. 2025 Annual Report Summary - 2026
• Ping An Bank 2025 Annual Report: Prudent Operation, Determined Progress, Continuously Advancing High-Quality Development
• SZ.000001 Ping An Bank PING AN BANK - A-share Real-Time Quote RT Quote - Company Information Company Information
• Ping An Bank (000001)_Company Profile_CFI.cn
• Ping An Bank 2025 Q3 Report: Deepening Transformation, Solid Performance, Advancing High-Quality Development
• Ping An Bank (000001.SZ) In-Depth F9-PC_HSF9 Data
• Bank of China (Hong Kong) Limited
• Ping An Bank 2025 Q1 Report: Proactively Adjusting and Optimizing Structure, Business Operations Remain Solid
• Ping An Bank 2025 Interim Report: Consolidating the Foundation for Sustainable Development, Overall Operations Remain Solid
• What Does Ping An Bank (000001) Do - Shanghai-Shenzhen Market Stock Details
• Ping An Bank (000001): Steady Dual Growth in Performance, Interest Margin Stabilizing and Rebouding
• China Stock Research Activity Table - Ping An Bank Co., Ltd. - August 17, 2026 - Tonghuashun
• Ping An Bank (000001)_Operating Summary_CFI.cn
• Ping An Bank (000001)_Operating Summary_CFI.cn - | Ping An Bank (000001) Operating Summary
• First Time in 8 Years! Ping An Bank's Corporate Revenue Surpasses Retail
• Ping An Bank (000001.SZ) Business Analysis-PC_HSF10 Data - 2026 is the opening year of the "15th Five-Year Plan", and also a key year for comprehensively advancing the building of a strong nation and the great rejuvenation of the Chinese nation through Chinese-style modernization
• Ping An Bank: Strategic Reform Results Gradually Emerging, Overall Business Operations Remain Solid - Ping An Bank: Strategic Reform Results Gradually Emerging, Overall Business Operations Remain Solid
• Ping An Bank Proactively Adjusts and Optimizes Structure, Business Strategy Transformation Advances, Three Major Segments Develop in Synergy - Ping An Bank Proactively Adjusts and Optimizes Structure, Business Strategy Transformation Advances, Three Major Segments Develop in Synergy
• Ping An Bank (000001) 2025 Annual Report Performance Review: Single-Quarter Net Interest Income Positive Growth, Retail Risk Continues to Clear
• Ping An Bank 2025 Annual Report Performance Review: Single-Quarter Net Interest Income Positive Growth, Retail Risk Continues to Clear - Stockstar
• Ping An Bank Financial Report Interpretation: Four Highlights, Three Pain Points, Two Major Risks - China Financial Network Leader
• Ping An Bank Transformation Shows Warmth: Multiple Retail Business Indicators Improve - Ping An Bank Transformation Shows Warmth: Multiple Retail Business Indicators Improve
• 2026 Target "Return to Growth", Where Does Ping An Bank's Confidence Come From? - 2026 Target "Return to Growth", Where Does Ping An Bank's Confidence Come From?
• 2026 Target "Return to Growth", Where Does Ping An Bank's Confidence Come From? - 2026 Target "Return to Growth", Where Does Ping An Bank's Confidence Come From?
• Ping An Bank (000001) 2025 Annual Report: Retail Credit Growth Continues to Improve, Quality Continues to Improve
• Ping An Bank Financial Report Interpretation: Four Highlights, Three Pain Points, Two Major Risks - Ping An Bank Financial Report Interpretation: Four Highlights, Three Pain Points, Two Major Risks
• Ping An Bank Latest Release! Four Key Retail Indicators Are Recovering, What Signal Does This Release? _Jiufang Zhitou - Global Index
• Ping An Bank Financial Report Interpretation: Four Highlights, Three Pain Points, Two Major Risks
• Ping An Bank - Items | June 30, 2018 | December 31, 2017 | December 31, 2016 | December 31, 2015
• Ping An Insurance: Ping An Bank Co., Ltd. 2025 Annual Report Summary - |Item|Standard Value|December 31, 2025|December 31, 2024|December 31, 2023|
• Company Announcement_Ping An Bank: 2024 Interim Report Summary Sina Finance_Sina.com - Item | Standard Value | June 30, 2024 | December 31, 2023 | December 31, 2022
• Ping An Bank: 2025 Annual Report Summary - 3.4.1 Main Regulatory Indicators
• [[HK]Ping An Insurance (02318): Overseas Regulatory Announcement - Ping An Insurance (Group) Company of China, Ltd. Regarding Disclosure of Ping An Bank 2026 Interim Report Summary - Net Interest Spread (Annualized) | 1.81 | 1.76 | 1.76 | +0.05 percentage points](https://cfi.cn/newspage.aspx?id=20260814003476&hisgetall=1#2)
• Ping An Bank - (Unit: %)
• [[Interim Report] Ping An Insurance (601318): Ping An Insurance: Ping An Bank Co., Ltd. 2026 Interim Report Summary - Core Tier 1 Capital Adequacy Ratio | ≥7.75 (Note 2) | 9.32 | 9.36 | 9.12](https://vipwt1.cfi.net.cn/p20260814002973.html#2)
• Ping An Bank: 2024 Interim Report Summary - Net Interest Margin (Not Annualized) 0.97 1.26 N/A -0.29 percentage points
• Ping An Insurance: Ping An Insurance: Ping An Bank Co., Ltd. 2023 Annual Report Summary - Stockstar - Single Largest Customer Loan to Net Capital Ratio ≤10 2.58 2.74 2.25
• Ping An Bank: 2019 Annual Report - Stockstar - Cost-to-Income Ratio 29.61 30.32 29.89 -0.71 percentage points
• Ping An Bank - Ping An Bank Co., Ltd. 2025 Annual Report
• Ping An Bank Achieved Net Profit of RMB 42.633 Billion in 2025, Year-End Proposed Dividend of RMB 3.60 per 10 Shares
• Revenue Declines for Three Consecutive Years, Fines Exceed RMB 40 Million, President Still Says "The Hardest Part Is Over", Can Ping An Bank Return to Growth in 2026?
• Revenue Plunges 10%, Provision Coverage Ratio Plummets 30%! Ping An Bank's Performance Deceleration and Heavy Pressure - Revenue Plunges 10%, Provision Coverage Ratio Plummets 30%! Ping An Bank's Performance Deceleration and Heavy Pressure
• Ping An Bank Annual Report Released! 2025 Operating Revenue of RMB 131.442 Billion, Net Profit of RMB 42.633 Billion
• Ping An Bank (000001): Asset Quality Stable and Improving
• Ping An Bank: 2025 Net Profit RMB 42.633 Billion, Proposed RMB 3.6 per 10 Shares - Ping An Bank: 2025 Net Profit RMB 42.633 Billion, Proposed RMB 3.6 per 10 Shares
• Research Report Table - CITIC Securities - March 23, 2026 - Tonghuashun
• Guosen Securities-Ping An Bank-000001-2025 Annual Report Review: Asset Quality Pressure Easing-260322-Research Report-Company Research-Hibor
• Ping An Bank (000001) Company Information - - 2026-03-22 Guosen Securities Wang Jian, Chen
• SZ.000001 Ping An Bank PING AN BANK - A-share Real-Time Quote RT Quote - Company Information Company Information
• Ping An Bank (000001) - Ping An Bank (000001)
• Ping An Bank 2024 Q3 Report: Supporting the Real Economy and Inclusive Livelihood, Business Operations Remain Solid
• Ping An Bank (000001)
• Ping An Bank: 2024 Net Profit RMB 44.508 Billion, Proposed RMB 3.62 per 10 Shares - APP Download
• Ping An Bank: 2024 Net Profit RMB 44.508 Billion, Proposed RMB 3.62 per 10 Shares - Hot:
• Ping An Bank: 2024 Net Profit RMB 44.508 Billion, Proposed RMB 3.62 per 10 Shares - Ping An Bank: 2024 Net Profit RMB 44.508 Billion, Proposed RMB 3.62 per 10 Shares
• Ping An Bank (000001): Structural Adjustment in Progress, NPL Ratio Remains Stable - Ping An Bank (000001): Structural Adjustment in Progress, NPL Ratio Remains Stable
• Ping An Bank Delivers "Worst Annual Report" in 20 Years: Both Revenue and Profit Decline, Dumping RMB 13.6 Billion in Bad Debt
• Ping An Bank: 2024 Net Profit RMB 44.508 Billion, Down 4.2% Year-on-Year
• Ping An Bank 2024 Revenue Down 11%: President Ji Guangheng Compensation RMB 4.16 Million, Board Secretary Zhou Qiang Compensation RMB 2.36 Million, Up RMB 50,000
• Ping An Bank (000001): Credit Structure Optimization Accelerating, Risk Disposal Disturbs Performance - Ping An Bank (000001): Credit Structure Optimization Accelerating, Risk Disposal Disturbs Performance
• Ping An Bank (000001): Retail NPL Amount and Ratio Both Decline, NPL Generation Rate Down Year-on-Year - Ping An Bank (000001): Retail NPL Amount and Ratio Both Decline, NPL Generation Rate Down Year-on-Year
• Ping An Bank 2024 Annual Report: Consolidating Foundation, Strengthening Fundamentals, Overall Operations Remain Solid - Ping An Bank 2024 Annual Report: Consolidating Foundation, Strengthening Fundamentals, Overall Operations Remain Solid
• Ping An Bank (000001) 2026 Interim Report Review: Stable Profit Performance, Interest Margin Rebounded Quarter-on-Quarter
• Tuesday's 10 Gold Stocks Most Favored by Institutions - Tuesday's 10 Gold Stocks Most Favored by Institutions
• Ping An Bank (000001) 2025 Annual Report Review: NPL Generation Inflection Point Established, Dividend Return Competitive
• Ping An Bank Co Ltd Consensus Estimates (000001) - Investing.com
• Hot Comments
• Ping An Bank Interest Margin Stabilizes and Rebounds, Growth Expected After Performance Bottoms Out
• Ping An Bank (000001): 2026 Interim Report Review Asset Quality Improvement
• Ping An Bank-Institutional Ratings - - Earnings Per Share
• Ping An Bank (000001) 2025 Q3 Report Review: Interest Margin Stabilized Periodically, Retail Loans Stopped Falling and Rebounded
• Ping An Bank Co Ltd Consensus Estimates (000001) - Investing.com - Ping An Bank (000001)
• Ping An Bank (000001) Income Statement and Earnings - Shanghai-Shenzhen Market Stock Details
• Ping An Bank: H1 2026 Net Profit RMB 25.696 Billion, Up 3.32% Year-on-Year, Proposed RMB 2.49 per 10 Shares - Ping An Bank: H1 2026 Net Profit RMB 25.696 Billion, Up 3.32% Year-on-Year, Proposed RMB 2.49 per 10 Shares
• Ping An Bank (000001) Dividends and Financing_Stock Quotes_Tonghuashun Finance
• Ping An Bank
• Ping An Bank-000001-A-share Company Research Report: Interest Margin Stabilizing, Performance Improving-260821 (19 pages).pdf - Three Cobblers Report — A Curated Full-Industry Research Report Sharing and Download Platform, Your Exclusive Industry Think Tank
• Ping An Bank (000001.SZ)
• 000001 : Ping An Bank - MSN Finance
• Ping An Bank (000001.SZ)
• Ping An Bank (000001.SZ) - Quick Quote)/cnhk/quote/detail-quote.aspx?shsymbol=000001#1)
• Ping An Bank (000001) - Historical Financial Statement Announcement List - (Guangdong 000001.sz)
• First Interim Report from a Listed Bank Released, Ping An Bank Achieves Dual Growth in Revenue and Net Profit - Shanghai Securities News · cnstock.com - First Interim Report from a Listed Bank Released, Ping An Bank Achieves Dual Growth in Revenue and Net Profit
• Ping An Bank H1 Revenue and Net Profit Dual Growth, "Return to Growth" Takes a Solid Step - Ping An Bank H1 Revenue and Net Profit Dual Growth, "Return to Growth" Takes a Solid Step
• Ping An Bank Revenue and Net Profit Dual Growth, Dividend per Share Up 5.5% - Font: Extra Large Large Medium Small
• First Interim Report from a Listed Bank Released, Ping An Bank Achieves Dual Growth in Revenue and Net Profit
• Ping An Bank Performance Resumes Growth, Stability Yet to Be Tested 丨 Interim Report Season - Ping An Bank Performance Resumes Growth, Stability Yet to Be Tested 丨 Interim Report Season
• Ping An Bank (000001.SZ): 2026 Interim Report Net Profit RMB 25.696 Billion
• [[Live Report] Ping An Bank: Confident in "Return to Growth", Maintaining Steady Dividend Pace - [Live Report] Ping An Bank: Confident in "Return to Growth", Maintaining Steady Dividend Pace](http://jnzstatic.cs.com.cn/zzb/htmlInfo/130322.html#1)
• Listed Banks' Interim Reports Densely Disclosed, Performance Recovery Reflects Banking Industry Operating Resilience - Listed Banks' Interim Reports Densely Disclosed, Performance Recovery Reflects Banking Industry Operating Resilience
• Ping An Bank Ji Guangheng: Five Connotations Ensure the "Return to Growth" Target
• Revenue and Profit Both Turn Positive, How Far Is Ping An Bank from a True Inflection Point?
• Ping An Bank (000001): Board Resolution - Ping An Bank (000001): Board Resolution
• Ping An Bank: Announcement on Approval of Employee Director Qualification
• Ping An Bank (000001)_Full Announcement Text_CFI.cn
• China Securities Journal - Ping An Bank Co., Ltd.<BR/>Board Resolution Announcement - | Page B029: Information Disclosure | Previous Next
• China Securities Journal - Ping An Bank Co., Ltd. - | Page B058: Information Disclosure | Previous Next
• Ping An Bank (000001.SZ) 2026 Interim Report Net Profit RMB 25.696 Billion, Up 3.32% from the Same Period Last Year
• Ping An Bank: 2025 Annual Shareholders' Meeting Resolution Announcement _ Ping An Bank (000001) _ Announcement Text - Ping An Bank: 2025 Annual Shareholders' Meeting Resolution Announcement View PDF Original
• [Announce